Reward Points: The Real Deal

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Reward points programs can turn saving money on the purchases you make seem like a game. But the game you’re playing is more like skee ball than frisbee. Playing for points means you’ll be tempted to buy things you can’t afford just to acquire points. But even worse is the fact that the game is rigged before you even begin. Most people will never acquire enough points to pay for the luxury items they desire. And many reward programs are deliberately deceptive in describing how they work. Not all points are created equal and some are downright worthless. Our guide to reward points programs will teach you the tricks you need to be a points ninja.

Link:
http://www.mint.com/blog/saving/…

Use Mint to help with budgeting

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Personal financial uber-tool Mint.com added a host of bundle of new tools for monthly budgeting, irregular expenses and splurges, getting nerdy with spending statistics, and a lot more. Take a look at what’s new in a quick screenshot tour.

I’m actually in process of giving Mint.com a try. So far its not too bad and the interface is much friendlier than the financial instutions online interface.

Link:
http://lifehacker.com/…

Build a Retirement Calculator using Excel (Goal Seek Function)

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Today we will learn a fascinating little feature in excel called “goal seek”. But what good is a feature if we cant find a use for it? So we will build a simple retirement calculator using excel. Before plunging in to the complex retirement calculations, let us spend a bunch of words understanding what this goal seek is all about.

Link:
http://chandoo.org/wp/2009/07/29/excel-goal-seek-tutorial/